Professional Credit Restoration

Your score,
transformed.

We file directly with the CFPB & all 3 bureaus.

We perform a full Credit Data Sweep — filing CFPB complaints and bureau disputes on your behalf. From a $500 sweep to the $1,250 Platinum plan with tradeline placement and live monitoring.

FCRA Compliant
256-bit Encrypted
14–30 Day Results
Hover or click the genie
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Average score after sweep
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Average points gained
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Average days to results
The process
Three steps to a stronger score
01

Pay & submit

Pay your one-time $500 Credit Data Sweep fee, complete the secure intake form, and upload your identity documents. Under 5 minutes.

02

CFPB sweep & dispute

Your specialist performs a full Credit Data Sweep — filing directly with the CFPB and all three bureaus (Experian, Equifax, TransUnion) to remove inaccurate, outdated, and unverifiable items.

03

Watch scores rise

Track your improvements in real time through your personal client portal. Message your specialist anytime. Most see results in 14–30 days.

Choose your plan
Three ways to rebuild your credit
Credit Sweep
$500
We contact the CFPB and all three bureaus — Experian, Equifax, and TransUnion — on your behalf. Inaccurate, outdated, and unverifiable items are disputed and removed. One-time flat fee, no surprises.
  • CFPB filing on your behalf
  • All 3 bureau dispute letters
  • Credit Data Sweep
  • Client portal access
  • Specialist messaging
Tradeline Boost
$1,000
We add you as an authorized user on a seasoned, high-limit tradeline — a credit account with years of perfect payment history and low utilization. This instantly adds positive history to your report and can dramatically lift your score.
  • Seasoned tradeline placement
  • High limit, low utilization account
  • Adds years of positive history
  • Score boost in 30–45 days
  • Specialist messaging
Most Popular
Platinum Package
$1,250
Everything in one — CFPB Credit Sweep, seasoned tradeline placement, and 3 months of live credit monitoring. The most comprehensive credit restoration package we offer. Best results, best value.
  • ✓ Full CFPB Credit Sweep
  • ✓ Seasoned tradeline placement
  • ✓ 3 months live credit monitoring
  • ✓ All 3 bureau dispute letters
  • ✓ Priority specialist access
What is a tradeline?
Instant credit history — added to your file

A tradeline is simply a credit account on your report. When you are added as an authorized user on a seasoned account — one with years of perfect payment history, high credit limits, and low utilization — that entire history transfers to your credit file immediately.

This is 100% legal and is the same strategy used by the wealthy to build credit for family members. Credit Genie sources premium seasoned tradelines and places you on them — giving your score an instant, legitimate boost.

Adds positive payment history
Years of on-time payments instantly appear on your report — the #1 factor in your FICO score (35%).
Lowers your utilization ratio
High-limit, low-balance accounts immediately reduce your overall credit utilization — worth 30% of your score.
Boosts average account age
Older accounts raise your average credit age — a key factor lenders use to assess creditworthiness.

All 3 Bureaus

Experian, Equifax & TransUnion targeted simultaneously

Bank-Grade Security

256-bit encryption on all personal data and documents

FCRA Compliant

Legal dispute process protected under federal law

Real-Time Tracking

Monitor every dispute live through your personal portal

Your Credit Specialist
Begin Your Restoration
One-time investment · All 3 bureaus · 14–30 day results
Credit Sweep
$500
One-time fee · Non-refundable

Select your payment method, send $500, then confirm below to unlock your intake form.

Zelle
Mike@dotconnectdispo.com
Cash App
$DotConnectDispo
Send $500 to
Memo: "Credit Genie"
Complete Your Application
All information is encrypted and strictly confidential.
1 Personal information
2 Identity documents

Tap to upload

Tap to upload

Within 60 days

Tap to upload

3 Credit reports

Login to Credit Karma → tap score → scroll all accounts → screenshot or save PDF → upload below. Equifax and TransUnion only. IdentityIQ covers Experian in step 4.

Screenshot or PDF

Screenshot or PDF

+ Other reports (PDF or screenshots, multiple OK)

4 IdentityIQ access

Create your IdentityIQ account for live all-3-bureau monitoring including Experian. Your specialist needs this to track disputes in real time.

5 Sign agreement

Scope of services

By signing, you authorize Credit Genie to review and audit your credit reports, prepare and submit disputes for inaccurate items, perform a one-time Credit Data Sweep, and act as your authorized third-party liaison.

Fee structure

A non-refundable fee of $500 covers the Credit Data Sweep. Credit Genie is entitled to receive up to 20% of any funds recovered or generated through our efforts, due upon confirmation of successful resolution.

Limitation of liability

  • You enter voluntarily for credit improvement purposes
  • No specific result or deletion is guaranteed
  • Credit Genie is not liable for damages or delays
  • You are responsible for providing truthful documentation

Our commitment

At Credit Genie, we restore financial standing with integrity, diligence, and respect every step of the way.

Welcome to Credit Genie

Your specialist has your complete file. Expect contact within 24 hours. Use the portal below to message them directly.

Your credit specialist
Welcome! I've received your complete file and I'm pulling all 3 bureau reports now. Your dispute plan will be ready within 24 hours. Message me anytime.
Credit Genie Specialist · just now